PhD loans

You may be able to apply for a PhD or Postgraduate Masters loan to help you fund your PhD.

PhD researcher development

Loans for PhD study

You may be eligible for a Postgraduate Doctoral Loan of up to £26,445 (2020/21) if you are:

  • a new PhD student starting your course on or after 1 August 2020
  • not in receipt of any Research Council funding
  • English or Welsh domiciled studying in the UK
  • EU domiciled studying in England or Wales
  • under 60 on the first day of the course. 

Check if you're eligible for a Postgraduate Doctoral Loan and what you'll get.

The PhD loan can help with fees and living costs, and you repay your PhD loan at 6% of your income over £21,000 per year.

If you are a student from the United States, you may be able to apply for funding through the federal aid program.

Find out more about how a PhD loan works from website Find a PhD.

Loans for MPhil study

If you are from the UK and you want to do an MPhil, you may be eligible for Postgraduate Masters Loans

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