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The House of Commons Treasury Committee has launched a new inquiry into student loans and the wider taxation of graduates, and they are specifically seeking input from people who have experience of the UK student loan system.

If you are a UK‑resident student, this is an opportunity to share your views.

This inquiry focuses on graduate repayment terms and how they fit into the broader picture of what graduates pay through tax and loan repayments. It will not look at university funding or how individual loans are administered.

What is the Committee looking into?

MPs are gathering evidence on:

• Whether current repayment terms are fair and proportionate
• How student loan repayments interact with graduates’ overall marginal tax rates
• Whether graduates feel they are being treated fairly once they leave higher education
• The real‑life impact of repayments on graduates’ financial planning and decision‑making

This work will help the Committee understand how the system is working for graduates and whether changes may be needed.

How you can share your experience

The Committee has opened an online survey for anyone aged 16 or over who has experience with UK student loans. This includes current students, recent graduates, and anyone still repaying their loan.

It only takes a few minutes, and your feedback will help shape the Committee’s understanding of how the system affects real people.

You’ll be asked questions such as:

• Would you still take out a student loan if you were making the decision today?
• Are your repayments affecting your financial planning?
• Do you feel the repayment terms are fair?

Take the survey by Tuesday 14 April.

Submit formal evidence

If you prefer, you can also submit written evidence directly to the Committee.

Read the full call for evidence which includes more detail on what the Committee is examining and how to contribute.

More information

Read the Committee’s announcement and follow updates on the inquiry.