Student Life Centre

The Welfare Loan

The Welfare Loan is an interest-free, short-term loan which can provide students access to up to £700 in situations where they are experiencing delays to their funding source or are having problems with cash flow.

Who is eligible? Any student who is registered with the university and who does not have an outstanding debt to the university may apply (UG / PG / Home / EU / Overseas). Your registration status must also be “Registered” or “Prov” or on a pre-submission regstration status. Any other registration status is not eligible.

NOTE: Students who owe the university money are NOT eligible for a Welfare Loan. If for instance, you owe money for rent or fees and have missed a payment, or have an outstanding library fine, you will not be able to borrow more from the university.

How do I apply? (Covid-19 update):  You can apply by emailing If you would like to speak to a Student Money Advisor before making any decisions, this can be done by contacting

Frequently Asked Questions

  • How much can I borrow? The MAXIMUM amount of loan is £700 but the amount you borrow may be lower than £700..
  • What if I am on a year abroad or placement, or unable to visit the Student Life Centre for any reason? If this is the case, you can email your request to: and we will contact you.
  • How do I get the money? Once the loan has been agreed the payment will be made into your bank account by direct bank transfer. Your bank details MUST BE entered on Sussex Direct to receive payment. It will usually up to 10 days for the funds to reach your account.
  • When do I pay it back? Part of the loan interview will be the agreement of a repayment date. Normally we would expect the loan to be repaid within a month.
  • I am not eligible, what else is there? If you are not eligible and you are experiencing problems in maintaining your financial commitments it is recommended that a book an appointment with a Student Money Advisor, at the Student Life Centre, to discuss your circumstances further. You can book an appointment in person at the Student Life Centre or over the phone on 01273 876767. Alternatively you can book online via your Sussex Direct account. Click on the 'Study' tab you will find an option to select 'Student Services' then 'Student Life Centre' - by clicking here you will be able to book yourself in for an appointment to suit your timetable.

Repaying your Welfare Loan 

You can repay the loan at any time by visiting your Sussex Direct Finance page.